By the end of January 2023, the assets of conventional banks in the UAE amounted to AED3.047 trillion.

By the end of January 2023, the assets of conventional banks in the UAE amounted to AED3.047 trillion.

April 21, 2023 59

The assets of conventional banks in the United Arab Emirates (UAE) have reached a new milestone, totaling AED3.047 trillion as of the end of January 2023. This figure represents a significant increase in the assets of conventional banks in the UAE and reflects the country’s continued economic growth and stability.

The UAE is home to a thriving financial sector, with a large number of conventional and Islamic banks operating in the country. These banks provide a wide range of financial services, including commercial and investment banking, wealth management, and insurance, among others. The sector has been a major contributor to the UAE’s economic growth and has played a key role in supporting the country’s development over the years.

The increase in the assets of conventional banks in the UAE is a testament to the strength and resilience of the country’s financial sector.

The increase in assets has been driven by a number of factors, including a growing population, increased foreign investment, and rising demand for financial services. The UAE has long been a popular destination for foreign investors, thanks to its stable political environment, attractive business climate, and strategic location at the crossroads of Europe, Asia, and Africa.

In addition to foreign investment, the UAE’s financial sector has benefited from the country’s large and growing population, which has created a significant demand for financial services. The country has also made significant investments in its infrastructure, creating new opportunities for businesses and investors.

The increase in assets has also been driven by the continued development of the country’s Islamic finance sector. Islamic banking has grown rapidly in the UAE in recent years, with a large number of banks now offering a wide range of Sharia-compliant financial products and services.

Despite the challenges posed by the pandemic, the UAE’s financial sector has remained resilient, thanks in part to the government’s proactive response. The government has implemented a number of measures to support the sector, including providing financial support to banks and businesses, introducing new regulations to enhance transparency and stability, and investing in new technologies to drive innovation.

According the latest statistics from the Central Bank of the UAE (CBUAE) showing conventional banks’ gross assets in the country soared to AED3.047 trillion by January 2023, representing a remarkable 12.8% yearly growth compared to January 2022’s AED2.7 trillion. This is a clear indication of the confidence investors have in the UAE banking sector and an indicator of its capability to continue providing financial services despite various challenges. Moreover, assets held by Islamic banks grew substantially during the same period, increasing from AED420 billion in January 2022 to AED481 billion this month – a 15% yearly rise.

Looking ahead, the outlook for the UAE’s financial sector remains positive. The country is expected to continue to attract foreign investment and benefit from its growing population, while the continued development of the Islamic finance sector is also expected to drive growth and innovation.

The UAE is also investing in new technologies, such as blockchain and artificial intelligence, which are expected to transform the financial sector in the years to come. These technologies are expected to enhance the efficiency and transparency of the sector, while also creating new opportunities for growth and innovation.

In conclusion, the increase in the assets of conventional banks in the UAE to AED3.047 trillion by the end of January 2023 reflects the strength and resilience of the country’s financial sector. Despite the challenges posed by the COVID-19 pandemic and the ongoing economic uncertainty, the sector has continued to grow and expand, providing crucial support to the country’s economy. With a growing population, increased foreign investment, and continued development of the Islamic finance sector, the outlook for the UAE’s financial sector remains positive, creating new opportunities for growth and innovation in the years to come.

Swati Gupta
swati
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